Meet our Management Team


Kenny Leung

President & CEO

As founder and CEO since its inception in 2001, Kenny has led Premium Technology's growth into a diversified information technology (IT) consulting company, focused on Financial Supply Chain Solutions and Global Trade Finance applications. Kenny, with more than 10 years of banking technology experience, has provided the vision, management, and thought leadership to guide Premium Technology through its growth. Prior to Premium Technology, Kenny co-founded an IT consulting firm in NYC. He also held key IT positions at various Wall Street Investment Banks.

Kenny has an MBA in Finance from Pace University and a B.S. in Electrical Engineering from Polytechnic Institute of New York University.


Michael Luo


As CTO, Michael is responsible for the IT vision, strategy and direction of PTI's technology solutions coupled with addressing the market-driven needs of clients. He has more than fifteen years experience with Global Trade Finance applications architecture and development. Appropriately, he oversees major engagements, emerging technologies, and IT infrastructures at clients. Michael is also responsible for project methodologies, technical standards and security for both client engagement delivery and PTI offices. Prior to PTI, Michael worked on banking/securities applications at global firms such as HSBC and conducted university based IT engineering research.

Michael has a Ph.D. in Computer Science and a B.S. in Electrical Engineering from Huazhong University, China.


Carol Chiu

SVP of Product Management

Carol is SVP of Product Management, for the Supply Chain Finance product suite FinShare at Premium Technology Inc. Carol has extensive thought leadership and senior advisory experience within Transaction Banking, with a specific focus on successfully launching innovative Trade Finance and Supply Chain Finance product and service offerings. Prior to joining Premium, Carol held senior strategy consulting positions at Ernst & Young and was SVP, Global Channel Manager, Supply Chain Finance solutions at RBS/ABN AMRO.

Carol has an MBA in Finance and MIS from University of Illinois at Chicago, Chicago, IL and a BA in Accounting from the University of Hawaii at Manoa, Manoa, HI.


Gerald Huang

SVP of Global Business Development

Gerald is responsible for Sales and Business Development of the financial supply chain solutions product suite 'FinShare'. He joined Premium in 2009 to develop and support the FinShare product suite before transferring to the Premium Sales and Business Development team. He is currently responsible for FinShare sales and business development. He works with clients to formulate financial supply chain solutions by leveraging their existing trade finance and technology capabilities. He has over 25 years of experience in banking, financial markets, and financial services with expertise in technology based solutions to help firms achieve strategic and mission-critical business objectives. He has held senior positions at SIAC, NYSE, Citigroup, and JPMChase.

Gerald has a B.S. Mathematics, University of Waterloo, Canada and a M.S. Computer Science, New York University, USA.


Vivian Lu


As CFO, Vivian manages the financial and accounting, human resources, and general administration functions at PTI.

Vivian has extensive experience with financial based activities such as loan origination and processing, credit analysis, cash flow analysis, financial planning and budgeting, and financial reporting.

Vivian has an MBA in Finance & Information Systems from Pace University and a B.S. from Fu-Jen Catholic University, Taiwan.


Anurag Pandey

SVP of Global Business Development

Anurag is responsible for global business development for Premium’s supply chain finance products across Europe, Middle east, Africa, South east Asia.

Anurag joined premium technology in 2018 to grow our business in niche supplier finance markets. He has 21+ years of extensive experience as a product leader - managing P&L for cash management, trade and supply chain, and corporate banking product manager with Citigroup, RBS and ABNAMRO.

Anurag has a MBA from Northern Illinois University, Chicago and BS from Indian Institute of technology, Varanasi, India.